01 — Save
Put a bit aside each payday.
Pick an amount you can afford — weekly, fortnightly or monthly. It's auto-drafted from your bank and held safe. No interest, no games. It's your money.
How it works →Save a little each month. On your birthday it's a Visa card in your wallet. Spend it anywhere.
Save monthly.
Get it back on your birthday.
Spend it anywhere.
Every year, the same promise: this birthday will be different. This year I'll save. Then it arrives — and you're broke. Again.
That ends now.
Pick an amount you can afford — weekly, fortnightly or monthly. It's auto-drafted from your bank and held safe. No interest, no games. It's your money.
How it works →
A Visa card in Apple Wallet and Google Pay. Spend it anywhere — in store or online.
Apply now →Sign up and verify your ID. Two minutes.
Weekly, fortnightly or monthly. The app helps you pick what you can afford — auto-drafted from your bank.
Your licensed partner holds it safe until your birthday.
Your full savings land in your wallet as a Visa. Spend it anywhere.
Your money is held safely, returned in full on your birthday. No tricks.
You choose an amount you can afford and how often — weekly, fortnightly or monthly — and it's auto-drafted from your own bank account. It's your own money, held safely in a safeguarded account with our licensed partner — never lent out, never invested, no interest games. It comes back to you in full on your birthday as a Visa. The flat $11.11 monthly membership is separate — that's the only thing you pay us.
Stick with your membership all year and, on your birthday, you'll have your full savings waiting for you as a Visa card to spend anywhere.
Apply now →"I'm the one who says 'this year I'll save' every January and never does. Locking it away until my birthday is the only thing that's ever actually worked."
"My birthday money landed straight in Apple Wallet as a Visa I could spend anywhere. Exactly what's been missing."
"Simple, honest, and built here in Aotearoa. I put a bit aside each month and I always know what my birthday looks like."
"Set my amount and just let it sit all year. On my birthday the full amount was there waiting for me as a Visa. No surprises, exactly what I saved."
Sign up, pick your amount, done.